Empowering Women in Ghana


CGN: Tell us about your job.
SR: I am the executive director of Lumana Credit, a company that invests in economic growth in Africa. We carefully screen each potential client for business growth poten-tial, and give small loans to those with the highest potential. Our clients then use the funds to invest in capital to either launch a viable local business or to expand an existing business. I help coordinate between our lenders, our field agents, and international trans-actions experts (including attorneys), to ensure that we are in compliance with tax and accounting laws and to also ensure that both our clients and the lenders are getting the best bang for their buck.


We ensure that only clients who successfully complete our financial training programs (which train them to budget and save as well as invest intelligently) have access to loans. Lumana has in particular been successful in empowering Ghanian female entrepreneurs in improving their village economies.


When I am working with and screening attorneys and employees for Lumana (in addition to basic knowledge of international transactions), I specifically seek people who align with the mission of Lumana – compassion while preserving the dignity and humanity of our clients.


We don’t seek to present our clients as helpless victims with inferior intelligence levels who are in need of charity. We present our clients as self-sufficient and intelligent entrepreneurs that they are.

The way the partnerships at Lumana works is quite amazing. I’m excited to keep working for our clients and see where the journey takes us.




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